Consumer-controlled software
Start with the report or issue. Decide what the facts support.
Upload a credit report or enter one collection, account, inquiry, or personal detail. CreditHusky asks for the facts, shows a recommended path, and prepares editable letters if you continue. It does not decide that an item is wrong or act on your behalf.
Reviewed
Ways to begin
Use a report, or begin with one issue.
Upload a report you already have, connect a supported report source, or describe one issue without a report.
No report available
Enter one issue
Choose a collection, account, inquiry, personal detail, public record, or something you are unsure about, then answer a short set of questions.
CreditHusky AI
Any provider PDF
Upload a report you already have. CreditHusky AI reads and organizes a PDF from any provider.
Connected source
IdentityIQ or CreditHeroScore
Connect an existing account you control. CreditHusky retrieves its report and organizes it in your workspace.
The review
Check the item before you choose a next step.
Keep the original item, supporting records, draft, delivery record, reply, and dates together.
Choose your starting point
Use a report you have, or describe one collection, account, inquiry, or personal detail yourself.
Check the facts
Compare a finding with what you know and the statements, confirmations, or other records you already have.
Review the recommended path
Answer the free onboarding questions and confirm the details. If you continue, read every word of any correspondence prepared in your workspace.
Keep the follow-up
Choose whether to send, then keep delivery, replies, and dates with the original report item.
What CreditHusky does not decide
The software can organize and draft. It cannot decide that an item is wrong.
Every finding, supporting record, and draft remains available for your review before you act.
- Possible findings
- CreditHusky can point to an item worth checking. A finding is not a conclusion that the information is inaccurate.
- Supporting records
- CreditHusky can tell you when a path depends on supporting records. You decide whether a record is relevant and what it establishes.
- Correspondence
- CreditHusky can prepare editable language from the facts you provide. You read, change, approve, download, mail, or skip it.
- Outcome
- CreditHusky does not promise a deletion, correction, score change, response, or timing. The recipient evaluates the information it receives.
See before you subscribe
Preview your first review for free.
Start with a report or one issue, answer the onboarding questions, and review the recommended path without a card. Pay only if you continue into the guided workspace.
First review
$0Use a report or enter one issue, answer the questions, and review the recommended path.
Guided workspace
Ongoing workspace, editable correspondence, downloads, and deadline tracking.
Optional mailing
$12.99Per approved mailing item for printing and USPS Certified Mail tracking, only for a letter or package you approve and order.
When to stop
If the facts do not support action, stop.
Accurate information does not become inaccurate because it is negative. CreditHusky is not designed to manufacture a reason to send a letter or to keep activity going for its own sake.
Check the record
Primary sources
Government and official sources behind the factual guidance on this page.
- Consumer Financial Protection Bureau How to dispute an error on your credit report
- Federal Trade Commission Disputing errors on your credit reports
Start free
Bring one report or describe one issue.
Answer the onboarding questions and review the recommended path without a card. Subscribe only if you want the ongoing workspace.
Start free reviewNo credit card for the first review · No score or removal promise