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Collection company field guides

A collection name is the start of the review—not the answer.

Import the report with the collection entry and see findings before payment. Verify the company and the account separately.

Use the exact company name from a notice or credit report to find its official channel, understand its published role, and compare the creditor, amount, dates, and account details.

Reviewed

Choose the name you see

Official identity, role, and consumer channels.

Each page uses company-issued sources and federal consumer guidance. CreditHusky is not affiliated with any listed company.

Collection company

Portfolio Recovery Associates

Portfolio Recovery Associates describes itself as a debt buyer and collector and says it owns the debt it is collecting from consumers.

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Collection company

Midland Credit Management

Midland Credit Management says it purchases and services consumer accounts. Midland Funding is a related debt-buying entity that MCM commonly services.

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Collection company

LVNV Funding and Resurgent Capital Services

LVNV Funding describes itself as a debt owner. It says Resurgent Capital Services manages its portfolios as a third-party collector and master servicer.

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Collection company

Transworld Systems

Transworld Systems describes itself as a first- and third-party collection provider and states that it does not own the debts it collects for clients.

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Collection company

Credit Collection Services

Credit Collection Services is a third-party collection business within The CCS Companies. Separate affiliate First USA Financial describes itself as a passive debt buyer.

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Collection company

Convergent Outsourcing

Convergent historically provided debt-collection, contact-center, and receivables-management services. Its former official domain now routes consumers to Transworld Systems.

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Collection company

Radius Global Solutions

Radius Global Solutions describes itself as a first- and third-party consumer and commercial collection provider across several industries.

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Collection company

IC System

IC System describes itself as an accounts-receivable manager and debt collector providing first-party and third-party collection services.

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Collection company

National Credit Systems

National Credit Systems is a collection and receivables-management company specializing in former-resident obligations for multifamily and other property operators.

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Collection company

Cavalry Portfolio Services

Cavalry Portfolio Services is the customer-facing collector and servicing company. Cavalry's disclosures list related SPV entities that may own purchased accounts.

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What a validation notice can tell you

Match the collector, creditor, account, and amount.

For a covered consumer debt, CFPB guidance says validation information generally includes the collector, current creditor, account number, an itemized amount, current amount, and information for responding.

  1. 01

    Verify the channel.

    Open the official site independently and compare the company name, address, phone, and license information where applicable.

  2. 02

    Identify the creditor.

    Separate the collector or servicer from the current owner and original creditor.

  3. 03

    Rebuild the amount.

    Compare the itemization date, starting amount, interest, fees, payments, credits, and current amount.

  4. 04

    Compare the report.

    Align the account reference, owner or collector, status, balance, and dates with each bureau entry.

Court papers or an active deadline

Respond to the legal process—not this ordinary review funnel.

If you were served or received court papers, read them and respond by the stated deadline. CreditHusky does not prepare a court response or replace a lawyer or legal-aid service.

Read the CFPB lawsuit guidance

Check the record

Primary sources

Government and official sources behind the factual guidance on this page.

  1. Consumer Financial Protection Bureau How to tell whether a debt collector is legitimate
  2. Consumer Financial Protection Bureau What to do if a debt collector or creditor sues you
  3. Consumer Financial Protection Bureau Information a debt collector must provide about a debt
  4. Federal Trade Commission Debt collection FAQs

Start with your own report

See the collection entry as fields you can verify.

Import a supported report and preview findings. You remain responsible for every factual conclusion and next step.

Start my free report scanNo card for the findings preview. No affiliation with listed agencies.